Gender Differences in Medical Evaluations

While a growing body of evidence documents large gender disparities in health care and related social insurance programs, little is known about what drives these disparities. In the presented paper, the authors leverage administrative data and random assignment of doctors to patients in workers’ compensation insurance to study the impact of gender match between doctors and patients on medical evaluations and subsequent social insurance benefits received. Compared to differences among their male patient counterparts, female patients randomly assigned a female doctor rather than a male doctor are 5.0% more likely to be evaluated as disabled and receive 8.5% more subsequent cash benefits on average. There is no analogous gender-match effect for male patients. The magnitude of these effects implies that having female doctors evaluate patients entirely offsets the observed gender gap in the likelihood of being evaluated as disabled when male doctors evaluate patients. The authors explore mechanisms through further analysis of the administrative data and complementary survey evidence. In addition, they present broader evidence on gender gaps in workers’ compensation insurance and gender homophily in patients’ selections of doctors in settings where patients have choice. Combining this evidence, the authors conduct policy counterfactuals illustrating how policies increasing gender diversity among doctors or increasing gender homophily in patient-doctor matches may impact gender gaps in evaluated disability. Their findings indicate that policies increasing the share of female patients evaluated by female doctors may substantially shrink gender gaps in medical evaluations and associated outcomes.