Risk-Taking in the Banking Sector: Are Retail Banks and Wholesale Banks Different?
Risk-Taking in the Banking Sector: Are Retail Banks and Wholesale Banks Different?
Period:
01.03. – 30.11.2011
This project analyzes the determinants of European banks’ risk behavior, with particular attention on the financial crisis. Special emphasis is placed on retail banks (savings banks and cooperative banks), who focus on individual banking, and wholesale banks, who provide banking services to large corporate clients. The aim of this study is to determine if and why these two bank types exhibit different risk behavior and to distinguish the factors influencing it.
