1. Refereed Journal // 2016

    Microfinance banks and financial inclusion

    We examine how the geographical proximity to a microfinance bank affects financial inclusion. We study the expansion of the branch network of ProCredit banks in South-East Europe between 2006 and 2010. We report…

  2. Refereed Journal // 2016

    Credit rationing in small-firm bank relationships

    I study credit rationing in small firm-bank relationships by using a unique data set of matched loan applications and contracts. I establish the degree of credit rationing by relating a firm’s requested loan…