1. ZEW Discussion Paper No. 20-077 // 2020

    Deposit Insurance, Bank Ownership and Depositor Behavior

    We employ proprietary data from a large bank to analyze how – in times of crisis – depositors react to a bank nationalization, re-privatization and an accompanying increase in deposit insurance. Nationalization…

  2. ZEW Discussion Paper No. 20-076 // 2020

    Fostering Participation in Digital Public Health Interventions: The Case of Digital Contact Tracing

    The SARS-CoV-2 pandemic has made all the more clear that public health is a public good. Public health interventions try to encourage contributions to this public good. Digital public health interventions are…

  3. China Economic Panel (CEP) // 2020

    December 2020

    • Outlook for China Remains Very Positive: CEP Indicator Currently Stands at 31.3 Points
    • 16 analysts participated in the December survey, which was conducted during the period 1 till 9 Dezember 2020
  4. ZEW Discussion Paper No. 20-075 // 2020

    Complex Pricing and Consumer-Side Attention

    This paper analyzes a market in which two horizontally differentiated firms compete by setting menus of two-part tariffs, and in which some consumers are not informed about the linear per-unit price component.…

  5. ZEW Discussion Paper No. 20-074 // 2020

    Booster Draft Mechanism for Multi-Object Assignment

    We describe a new mechanism - what we call a booster draft - for allocating multiple, indivisible objects among a group of individuals. The mechanism’s appeal lies in its strategy-proofness and simplicity:…

  6. ZEW Discussion Paper No. 20-073 // 2020

    Bildungsdefizite Corona-bedingter Schulschließungen? Eine bildungshistorische Analyse

    In current forecasts of learning and income losses due to corona-related school closings, the short school years for the nationwide standardization of the start of the school year and the extension of compulsory…

  7. ZEW Discussion Paper No. 20-072 // 2020

    How Do Different Compensation Schemes and Loss Experience Affect Insurance Decisions? Experimental Evidence From Two Independent and Heterogeneous Samples

    Although natural hazard insurance is advocated as an important means of risk management, private insurance demand often remains below critical levels. Prior loss experience and the design of governmental relief…

  8. German Real Estate Finance Index (DIFI Report) // 2020

    Fourth Quarter 2020

    • Upward Trend in Financing Situation Continues
    • Logistics and Residential Sectors Benefiting from the Current Environment
    • No Sustainable Improvement in Sight for Refinancing Conditions
    • Negative Outlook in…
  9. ZEW expert brief No. 20-16 // 2020

    Magnitudes and Capital Key Divergence of the Eurosystem’s PSPP/PEPP Purchases – Update December 2020

    Since March 2020, the Eurosystem has been purchasing government bonds under the Pandemic Emergency Purchase Programme (PEPP). The PEPP was set up as a non-standard policy measure to encounter the economic…