Setting incentives right with long-term risk adjustment
Non-Refereed Journal // 2024Current risk adjustment schemes in social health insurance provide little incentives for health insurers to engage in investments in enrollee health and efficiency enhancing innovations. We propose a longterm risk adjustment scheme, which still prevents risk selection, but makes it financially attractive for insurers to care about long-term health of their enrollees and increases efficiency.
Reif, Simon, Sabrina Schubert and Achim Wambach (2024), Setting incentives right with long-term risk adjustment, The European Journal of Health Economics
